Capacity Calculator

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Loan capacity calculator

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Loan capacity calculator

Hi Emily, here's how $30,000 looks across a few scenarios.

Estimated available monthly capacity:

$826

Financed amount incl. fees: $31,485 (loan $30,000 + broker fee $990 + origination fee $495). Monthly figures below also include the $8/mo account holding fee.

Lower rate scenario

(7.99%)

3 yr term

Tight

~$987/mo

5 yr term

Tight

~$987/mo

7 yr term

Tight

~$987/mo

Mid rate scenario

(11%)

3 yr term

Tight

~$987/mo

5 yr term

Tight

~$987/mo

7 yr term

Tight

~$987/mo

Higher rate scenario

(14.5%)

3 yr term

Tight

~$987/mo

5 yr term

Tight

~$987/mo

7 yr term

Tight

~$987/mo

These figures are indicative only and are not tied to a specific lender or a formal quote.
Your actual rate and capacity depend on a full assessment of your circumstances.

Please keep in mind that loans not tied to a specific asset, in most cases, will mean slightly higer interest rates due to the nature of of the loan.